As a Travel Expert, This Is My #1 Small Business Card

It’s no surprise that traveling is one of my passions, and I’ve done it nearly full-time for over eight years now!

In fact, I love it so much, that I actually started three small businesses that all revolved around travel: Our YouTube channel (), , and .

Learning about the world of credit card miles and points is what jumpstarted this crazy travel journey of mine, and after creating my small businesses, the is the first card I signed up because of its valuable points and its historically high welcome offer.

And right now, the is offering its highest welcome bonus EVER. You could earn 120,000 bonus points after spending $8,000 in the first three months of opening the card!

The fact that the Ink Preferred card earns valuable Chase points means that you can to tons of hotel and airline partners.

Let’s say you want to travel to Europe this summer (because who wouldn’t).

You could book round-trip flights to Frankfurt in business class on Singapore Airlines for just 60,000 Aeroplan points each way.

This is a GREAT deal.

After meeting the $8,000 minimum spend (which would earn you at least 8,000 points) and getting the welcome offer, you’d still have around 8,000 points left over to put toward a future trip.

Thankfully, you can also transfer your Chase points to World of Hyatt to book free hotel stays.

Check out this property in Germany which starts at just 3,500 Hyatt points per night.

It’s so cool to me to think that I could book round-trip business class flights to Europe and back and get a couple free nights at a hotel just by strategically using points I earned from $95 card.

But the is much more than just its amazing welcome offer.

That’s because you can earn a lot more points just from spending on normal business (and life) expenses.

Here are the earning rates for the card:

• 5x points on Lyft rides (through March 2025)

• 3x points on travel

• 3x points on shipping services

• 3x points on phone, internet, and cable services

• 3x points on advertising purchases (social media and online search engines)

• 1x points on everything else

The 3x categories have a combined spending cap of $150,000 annually, which isn’t bad at all.

But even if you just put all of your travel purchases on this card, you’d be earning more points than most premium cards on the market, let alone cards with low annual fees like this one.

You can also redeem points earned on the through Chase TravelSM at a rate of 1.25 cents each—that’s a value of $1,500!

Since these redemptions count as “cash” bookings, you’re even earning points with airlines when you book them through this portal (and you don’t need to pay additional taxes and fees like when you use transfer partners).

So here are my final thoughts:

is a fantastic addition to anyone with a small business, side hustle, freelance income, or something else.

The points are flexible, the annual fee is low, the earning rates are high, and the welcome offer is just really good.

And remember, this is the highest welcome offer that Chase has ever offered on this card—so don’t miss out before it’s gone!

If you’re interested (which you should be), and get the best 120,000 bonus points you’ll ever earn.

Hi! We’re Kara and Nate. High school sweethearts from Nashville, TN whose shared love of travel has led us on the adventure of a lifetime. In 2016 we quit our jobs to spend one year traveling around the world. Seven years later, we still haven’t stopped! We quickly fell in love with life on the road and capturing our travels on video. We’ve visited over 100 countries, and have been fortunate enough to build an awesome community of subscribers on our YouTube channel and newsletter Daily Drop.

We’re so grateful to do what we love everyday and we hope our story and our content might inspire you to travel somewhere new!