What to Know About a Golden Gap Year — and How to Take One

When her marriage ended, Camille Rae, at 53, was searching for answers.

“Sometimes when you’re thrown into one of these storms in life, you’re just not quite sure which way to turn next,” she explains. While researching ways of coping with her new circumstances, she found a podcast about how to reboot your life — the concept is based on rebooting a computer. She liked the idea of starting over and decided to spend a year traveling.

Now 56, she says, “The physical distance gave me the perspective and the clarity that I needed. So that when I did come home, I really did feel like I had that reboot.”

Rae is one of many people who embarked on a golden gap year. Like a traditional gap year taken by high school graduates before entering college, a golden gap year is when you dedicate time to your personal growth through travel at age 50 or older. Taking a golden gap year can be considered a luxury, as a survey of nearly 4,600 people ages 18 and up, conducted for Northwestern Mutual by the Harris Poll, found an average nest egg of $88,400. Yet, many Americans say they will need nearly $1.5 million to retire.

“The idea is to find a new spark in life, and it’s often a great thing to do during a transition,” says Doni Belau, 61, the founder of the travel company Girls’ Guide to the World. “There’s a clarity that comes to you when you go away,” she says.

Aiden Freeborn, the senior editor of The Broke Backpacker, noticed the trend of taking a golden gap year while organizing group trips to Pakistan around 2019. “It was more common to find people who were [in their] 50s [and] in [their] 60s backpacking into places where we were,” he says.

This may be due to different factors. After the pandemic people realized the importance of traveling now instead of waiting, explains Sarah-Leigh Shenton, director of marketing at travel company Red Savannah. She adds that people tend to be more active later in life as well. Another factor in the move toward taking a golden gap year is due to the changes in how people retire. “Whatever your idea of an old-fashioned retirement is, it doesn’t sound fulfilling to most of us,” says Belau. She explains that instead of moving to a warmer climate to retire, many people are interested in traveling and having adventures.

An additional difference in retirement is the extended time frame. “People are gradually retiring now. They’re not just stopping at a certain day,” says Angela Rice, the cofounder of Boutique Travel Advisors. This change allows more opportunities for longer periods of travel and a chance to figure out how you want to retire during this transition phase. There are also more people retiring now, with about 4.1 million Americans expected to reach the traditional retirement age of 65 this year, according to the Alliance for Lifetime Income.

We spoke to travel experts who offered their advice on how to have a successful journey during your golden gap year.