Travel
Travel insurance: Peace of mind for holiday travelers
For many, holiday travel is both exciting and stressful. From weather-related delays to unexpected changes in health, disruptions can arise at any time. This is where travel protection plays a critical role, offering travelers peace of mind.
Insurance professionals can empower travelers to focus on the joy of the holiday season by offering tailored solutions that may help cover the unexpected. But how can travel protection offer this level of confidence? Below are several ways that travel insurance benefits holiday travelers.
No. 1: Round-the-clock assistance
One of the core components of travel protection is 24/7 Assistance Services. These services are the heartbeat of travel protection plans, ensuring travelers have access to help around the clock.
For example, during the holiday season, a snowstorm could ground flights, or a health issue could arise while visiting family abroad. In moments like these, travel protection can help customers with access to emergency travel and medical assistance. Whether it’s rebooking a flight or finding medical care in a foreign country, our assistance team is available 24/7 to step in and help resolve issues. This peace of mind is invaluable during high-stress travel periods like the holidays.
No. 2: Protection for trip interruptions and cancellations
Holiday plans often come with the added stress of tight schedules. Travel protection may help cover trip cancellations or interruptions if a traveler or their family member falls ill, experiences an accident, or faces another covered emergency. The holidays are already a busy time for most, and when life throws a curveball, knowing that a travel protection plan may help recoup some costs can be a huge relief.
Additionally, in the face of unpredictable weather — a frequent culprit of disrupted holiday travel plans — travel protection may help protect travelers from losing money due to non-refundable tickets or accommodations. We encourage travelers to plan ahead and explore travel protection options that may help protect their trips in case of unforeseen disruptions.
No. 3: Medical assistance while abroad
When holiday travel takes travelers overseas, unexpected health issues can become significantly more challenging. For example, getting sick in a foreign country where the healthcare system is unfamiliar, or language barriers exist can turn a simple doctor’s visit into a stressful situation.
A reliable travel protection plan can help travelers access quality medical care during their trips, covering visits to local doctors or even coordinating emergency medical evacuation when necessary. With this support in place, health-related concerns are less likely to overshadow the joys of travel, especially when exploring international destinations during the holidays.
No. 4: Lost baggage and personal belongings
Imagine arriving at your holiday destination only to find that your luggage didn’t make the trip. Lost or delayed baggage is an all-too-common scenario for travelers, especially during peak travel seasons when airports are busier than usual.
Travel protection plans may cover the cost of replacing essential items, such as clothing and toiletries, until the traveler’s bags are returned (plan limits apply based on the purchased plan). If the luggage is lost altogether, travelers may be able to recover the value of their belongings, helping them avoid extra expenses while still enjoying their holiday.
No. 5: Support for rental cars and roadside assistance
Many holiday travelers choose to rent a car to visit family or explore new areas. Travel protection plans often extend to cover rental car damages in case of an accident or theft. In addition, many plans include Roadside Assistance, offering travelers added security when driving long distances during the holiday rush.
Whether they encounter a flat tire on the way to the airport or need towing after an accident, having these services available through a travel protection plan can help provide travelers the confidence to hit the road without worrying about the “what-ifs.”
No. 6: Identity theft and digital protection
The holidays are prime time for cybercrime, and travelers are increasingly concerned about the risk of identity theft or financial fraud while on the move. Travel protection plans often offer services that monitor for identity theft and provide resolution services if a traveler’s personal information is compromised.
Insurance and peace of mind
The holidays should be a time of relaxation and joy, not stress. As more people embark on their travels this season, it’s essential they take the right steps to help protect themselves from the unexpected. While no one can predict what may happen on a trip, travel protection provides peace of mind and helps travelers stay focused on what truly matters — spending quality time with loved ones and making memories that will last a lifetime.
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