Allstate Review: Auto, home, business, and life insurance

Learn more about what this established insurance company offers in this Allstate review. All rates and fees are current as of May 21, 2024.

Allstate

Homeowners insurance:	$1,714 per year on average
Vehicle insurance:	$170 per month for a full coverage policy on average
Life insurance:	Starting at $10 per month

Allstate rates and products

If you’re interested in bundling coverage, Allstate could be a good option. It offers vehicle and property insurance, including homeowners, renters, and condo coverage. You can also get business and life insurance through this company. According to insurance comparison websites, Allstate’s average rates are as follows:

Allstate vehicle insurance 

You can insure several types of vehicles with Allstate, including cars, motorcycles, RVs, boats, and more. Allstate offers the following coverage options.

Allstate property insurance

Besides offering many coverage options for several types of vehicles, Allstate also offers options for many types or properties and situations. You can get a homeowners or renters policy through this insurer, as well as condo and landlord insurance. Here’s a look at the types of coverage available.

Allstate business insurance

If you’re a small business owner, you can also take advantage of Allstate’s business insurance coverage. It offers commercial auto insurance policies and errors and omissions coverage for professionals in various industries, including contractors, electricians, landscapers, plumbers, Realtors, and more. 

Allstate life insurance

Those seeking life insurance can obtain a term or permanent policy through Allstate. Its term policies start at just $10 per month. While Allstate doesn’t disclose rates for its permanent coverage options, permanent life insurance tends to be more expensive than term coverage. 

Other services Allstate offers 

Allstate also offers other insurance products and services, including the following:

• Identity theft insurance: Can help protect you from identity theft and rectify issues if you fall victim to identity thieves. 
• Phone protection: Provides coverage for common issues like cracked screens, water damage, battery failure, and more. 

The Allstate platform and customer support 

Allstate lets you submit and track claims online, which is both simple and convenient. If you need to reach its customer service team about a claim or for a policy question, you can contact them 24/7 over the phone, email or X (formerly Twitter).

What is Allstate’s reputation for paying claims?

Overall, Allstate has a good reputation for paying out claims. Independent insurance credit rating agency AM Best has assigned Allstate a financial strength rating of A+, or superior. This high rating signifies the company is financially stable. 

Allstate user reviews

Online reviews for Allstate are mostly negative. This insurer receives a 1.3- out of 5-star rating across 370 Trustpilot reviews and a 1.12- out of 5-star rating among over 1,200 Better Business Bureau (BBB) reviewers. 

Dissatisfied reviewers report issues with poor customer service, surprise rate hikes, and unexpected policy renewals. While online reviews provide some insight into past customers’ experiences, it’s best to consider them in addition to everything else a company offers when determining if it’s right for you. 

Is Allstate right for you?

Allstate offers many types of insurance products, and it could be a good solution if you’re looking for multiple coverage options. It may also be a smart choice if you want access to several discounts, especially for your auto coverage. 

That said, it’s important to get quotes from multiple insurance providers if you’re seeking coverage. Doing so will help you find the best coverage for your needs with a budget-friendly price tag.